PULSE Perspectives – November 2024
PULSE offers its perspective on news, analysis, and research in payments and banking. In this issue: P2P providers clarify payment rules.
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Debit Issuer
Insights, guidance & information for community debit card issuers
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The Secret of Debit's Success? Adapting to Changes
Consumers continue to choose debit, even as new payment channels emerge. View the infographic to see why.
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3 Strategies to Make Your Debit Program Best-in-Class
Issuers can elevate their debit program performance by applying best practices and employing effective marketing tactics to reinforce their efforts. Learn how.
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In Fighting Fraud, Reducing Losses is Only Half the Battle
Fraud attempts are varied and complex. Your efforts to prevent them should be too, taking into account more than just minimizing losses.
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Top 5 Findings from the 2024 Debit Issuer Study
Five key data points illustrate improvements in issuers’ debit-program performance and the continuing digital evolution of debit.
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2024 Debit Issuer Study: Amid Continued Growth, Changing Debit Dynamics Emerge
This year’s study details debit’s core strengths, digital demand, emerging challenges, and issuers’ priorities and outlook.
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Access the 2024 Debit Issuer Study for performance data and debit trends
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Issuers Strengthen Debit Program Performance, Confront Challenges
Issuers are experiencing debit growth and strong program performance, while confronting the challenges of ongoing fraud threats and pending regulations.
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Discover® Debit: Three Reasons One Bank Made the Switch
In this video, Misti Mostiller of Extraco Banks explains what was behind the bank’s decision to switch debit card brands.
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Investing in Debit Success
PULSE is making strategic investments in three key areas. Learn how clients will benefit.
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Banking Strategy: Thrive Amid “Explosive” Challenges
David Schiff of West Monroe explains why data is a key success factor in banking and payments performance in the current environment.
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Three Payment Trends to Watch
Tony Hayes of Banking and Payments Group shares insights on debit growth and regulation in payments, among other topics.
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CNP Fraud is Evolving. Learn What Issuers Can Do.
Chris Uriarte of Glenbrook Partners provides insights and guidance on changes in CNP fraud.
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PULSE® Enables Routing Choice on Tokenized Transactions
PULSE’s Side-by-Side Token Service is available for use by merchant acquirers and unaffiliated debit networks, enabling routing choice on tokenized card-on-file transactions.
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Collaboration is Key in the Fight Against Fraud
PULSE’s Jordan Schaefer discussed how the industry can fight growing “scam fraud” on a recent episode of the Fintech Cowboys podcast. Read the Q&A.
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Unlocking the Potential of Generative AI in Payments
Chris Uriarte of Glenbrook Partners addresses emerging use cases for generative AI in payments, and how industry stakeholders can prepare.
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4 Key Findings from the 2023 Debit Issuer Study: On-Demand Webinar
The 2023 Debit Issuer Study highlighted four key trends in debit. Learn more in this informative webinar.
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PULSE®, FICO® Work Jointly to Fight CNP Fraud
PULSE extends partnership with FICO to fight card-not-present payment fraud.
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Misti Mostiller of Extraco Banks: Capitalizing on Local Roots to Meet Digital Demand
A video interview with Extraco Banks’ Misti Mostiller addresses the recent turmoil in banking and how Extraco capitalizes on its local roots while evolving for the digital age.
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2023 PULSE® Debit Issuer Study: Issuers Adapt to Digital Demand
Learn about the digital payments landscape, the latest digital payment technologies and debit card usage trends in the 2023 PULSE Debit Issuer Study.
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Consumers Continue to Embrace Debit as Digital Payments Expand
Debit issuers are responding to consumers’ push for digital payment options, according to new data from the 2023 PULSE® Debit Issuer Study.
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